As a single mom, I have to watch every penny, budgeting and planning for the seen and unseen expenses that I have any given month. I cound on child support to cover the expenses for my son, and I really feel the pinch if this payment is late. I have my finances fine-tuned, so a three to four day delay in payment can be a major hurdle. For me, the ability to take a quick personal loan is key to my ability to take care of my household. When I know the child support payment will be late, I get a loan and simply pay it back once I receive my payment.

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