Home Based Business22 Jun 2010 04:53 pm
When a customer pays for goods or services with a credit or debit card, the card information is recorded — either by manual entry, a card imprinter, point-of-sale (POS) terminal, or virtual termina l—and then verified so that the merchant can receive payment for the transaction. A Merchant Account is a type of bank account that allows businesses to accept payments by debit or credit cards. Without a merchant account, the funds have no where to go once they’ve been processed. A merchant account also serves a secondary purpose; it acts as a contract between merchant, the merchant’s bank, and the payment processor for all credit and debit transactions.